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Tuesday, April 16, 2024
The independent student publication of The University at Buffalo, since 1950


The Spectrum

Students Think Ahead: Retirement Saving 101

Most students are focused on grades, partying, and Facebook; their minds are far from AARP, Medicaid, and dentures. Retirement is nowhere near the forefront of their minds, but grabbing the reins today and taking control of their financial future can prove to be a very smart decision in the long run, according to financial expert Skip Bower. "In fact, the unfortunate part about retirement planning is that many people don't get into it until their '50s, sometimes their late '50s, when it is really too late to build up any substantial savings fund," said Bower, a 40-year Wall Street veteran and retired financial advisor for UBS financial services.


In the Hands of God

With $15 in his pocket, the desire to fulfill the American dream, and a strong religious faith, David Relan made the decision for his family to emigrate from India to America. Twenty-five years ago, at the age of 47, Relan was prepared to take on whatever obstacles were thrown his way in order to create a new life for his family and help them end up where they are today ? owning the jewelry store in The Commons, the Bollywood Bistro on UB's North Campus, and a restaurant in Niagara Falls. Upon their arrival in America, Relan and his family were faced with many setbacks. First, the $15 that they had was gone before they even left the airport.

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